When we work with you, we represent your interests and no one else’s. We take the time to discover your personal requirements and wishes for a home, for schools, and for the best neighborhood. We also help you sort out your financial resources in order to realistically find you the best home that you can afford. We’ll get you pre-approved for a loan so you don’t risk losing your dream-home on a technicality.

Once we know what you’re looking for and what you can afford, we search our database of thousands of homes for sale to match you with an assortment of properties to go see. We don’t want to overwhelm you with choices, so we make sure you feel comfortable with the properties we have in mind before we take you out to visit them. We understand that this can be hard work with a lot of details to remember, so we provide you with documentation on all the properties we visit and remain available for all your questions and concerns throughout the process.

Once your offer has been accepted, there will be a few milestones to think about before you can call your new place home. Below, we have a brief overview of the buying process - you can contact us to download your free buyers guide for all the ins and outs!

PICK YOUR AGENT/TEAM

Working with a team that listens, understands, and can advocate for you along the way is crucial. We have been in the business for 30+ years, and seen it all! The good, the bad, and the ugly! Make sure that the one representing you is someone you can trust and communicate well with, to make the process go smoothly for everyone.

FIND A LENDER | GET PRE-APPROVED

Same thing goes with finding your lender, make sure you work well together! Someone you know/like/trust can make the experience more enjoyable. We have a list of referral partners that we'd love to give you! Once you pick your lender based on their offerings and what your financial needs are, you will want to get pre-approved so you know what your budget will be.

BUYERS CONSULTATION

Schedule a meeting with your agent once you are pre-approved. You will discuss the overall process, budget, neighborhood research and setting up search criterias so you can start shopping!

FIND YOUR HOME | MAKE AN OFFER!

Once you get out and start touring homes, you eventaully will find "the one"! Sometimes, you will find that you need to adjust your criteria once you find features you like or dislike. When you find "the one"  we will write an offer! Now, we don't just write an offer and call it good - some research happens like looking up recently sold homes or active homes in the area. We work together to set up the best offer, and sometimes negotiations may occur.

Once the offer is accepted, some milestones will hit along the course of the transaction! Starting with....

INSPECTION

A structural inspection will need to be set up. We’ll take care of this for you once you have chosen an inspector. Following are some inspectors we recommend. Depending on the size of the property, costs will range from $300-$450.

APPRAISAL

The appraisal will be done on your property to make sure it is worth the price you've agreed to pay. We meet with the appraiser and will inform you of the time and the outcome of the appraisal. Normally, the lender will mail you a copy of the appraisal. If you don’t get one, request it from your lender.

TITLE COMMITTMENT

The title company will send title insurance policy for the property after closing

DOCUMENTS TO LENDER

Make sure all requested documents are sent to your lender before closing

CLOSING

Final walk through takes place 3-5 days before closing to ensure that the home is still in the same condition as when the offer was made. ON closing day or before, you will sit with a notary and sign your closing documents. You will be contacted by the escrow company to set up a time to sign your documents. They will instruct you to bring a cashier’s check with you for the balance of funds you’ll need to close the transaction. The cashier’s check is made out to the escrow company. Johnine usually goes to the signing with you.

THE KEYS!

We will get you the keys to your new home sometime prior to your occupancy date, dependent upon when the listing agent or seller makes them available to us.