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Happy Hour – New Buyer Credit Program 

Posted by Johnine Larsen on February 1, 2021
| Buyers, Real Estate Advice
| 0

Happy Hour – New Buyer Credit Program 
Thursday, February 4, at 4:00 p.m.
Zoom (room code: 206 898 7100 | passcode: 98133)

In our 25+ years of working with mortgage lenders, we’ve found several who consistently go above and beyond for their clients. Time is of the essence when buying a home, and you want a knowledgeable and responsive lender in your corner. One of our highest-recommended lenders recently shared a new buyer credit program with us:

 

“If a homebuyer makes less than $90,000 and is buying in King or Snohomish county – they may qualify for up to $5,000 closing cost credit. There is no addition to the rate, and qualifying is just like a normal loan. Conforming, VA, or USDA loan eligible.”

 

This is great news for buyers.

You can do as little as 3% down, and even better, the income is based off the individual borrower, not the household income—so if you make under $90,000 and qualify for the loan, you can leave your spouse/partner off the loan and get the credit.

 

If you qualify, we recommend looking into this option. We recommend it so much so that we’re hosting a Zoom happy hour this Thursday (February 4) at 4:00 p.m. where we’ll talk with a representative and discuss all the details of this new program. Mark your calendars! Everyone is invited to join.

Happy Hour – New Buyer Credit Program 
Thursday, February 4, at 4:00 p.m.
Zoom (room code: 206 898 7100 | passcode: 98133)

 

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    Michael Ryan
    Michael Ryan
    19:04 10 Oct 22
    We had a fantastic experience working with the Real Estate Gals to buy our first home in Seattle! Johnine and Tonya met with us before the pandemic and remained super patient and helpful with us as we went hot/cold on whether or not to buy *several times* over the past few years. When we finally... found the home we eventually bought, Tonya's help, advice, and feedback were all invaluable to us. She was also super responsive to calls and texts, and was just great to work with in general! Hopefully we won't be looking for a new house again soon, but we will absolutely go back to the Real Estate Gals when we do!read more
    Kathy Sullivan
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    Simon Ninon
    Simon Ninon
    03:23 23 Sep 22
    Unfortunately, my wife and I had a bad experience with Johnine.We were FTHB in WS. Our search was fast (under contract within 2 weeks, involving only 2 visits with Johnine, and 4 with Tonya as we did a lot of open-houses on our own). We were on top of everything and had an excellent lender (Ryan... Maxwell from Homestreet) allowing us to close 3 weeks later.We reached out to this agency after having a mediocre experience with Redfin. Given their stellar rating, we were expecting to be more lucky with Johnine and her team.After an initial meeting with Johnine, we had some trial visits with Tonya over one evening, and it was excellent. Tonya was scouting the different homes, taking the time to discuss with us, and sounded very knowledgeable. We really enjoyed our experience and were looking forward to keep working with her.After these visits, we only got to interact with Johnine.To say that Johnine lacked professionalism or represents too many people is an understatement.We only had 2 visits scheduled with her, and she had been significantly late for both (15-30 minutes), even though she is the one that set the time. Both time was because she was touring homes with another customer on the other side of Seattle and couldn’t make it on time for our visits.This was mildly annoying, but the second property was one we wanted to put an offer on, so we stayed put.Then, things turned chaotic. As we signified interest in putting an offer on that second property, it was a nightmare to schedule a time to meet with Johnine. The offer deadline was on a Monday, but Johnine could only meet us on the Sunday before. She had to reschedule that meeting 3 times, even though she was the one setting the time every single time.During that meeting, Johnine did not remember the offer Deadline correctly and thought it was on Tuesday. If I didn’t bring it up, Johnine was only planning to work on drafting the offer the following day and might have missed the offer.After our offer was accepted, communication became really abysmal. As a FTHB, I do not expect to be baby-sitted, but I was hopping that Johnine would at least detail us what to expect and when. However, she took the fact that we were on top of things as an excuse to not do anything than the bare minimum. This caused unnecessary stress on our end as we were trying to figure out stuff completely on our own. All we had from Johnine for the following 3 weeks was a brief “next step” email with poorly worded shallow details on what to expect, and barely understandable instructions regarding utilities. That’s it. Even at open-houses, listing agents distribute printed PDF with more useful information than what Johnine provided us.At no point did Johnine mention anything regarding a final walkthrough that we had to schedule ourselves and that we didn’t even do with her.The ice on the cake was closing day, where we had literally no idea what to expect the day of.Johnine was out of town and couldn’t get the key for us, so Tonya was scheduled to do it for us and meet with us the following day.But the day of, Tonya informed us BY EMAIL that she couldn’t make it, and that the seller’s agent left our home key under a rock in the garden for us to pick up anytime.Neither Johnine nor Tonya tried to arrange for another agent/staff to pick up the key for us to make sure that we were able to enter our property. They did not even bother calling us to check what was the best option for us or apologize for the inconvenience.I had to interrupt my work day in panic to go figure out what rock was the correct one and pick up the key.Johnine received a $27,000 commission out of that purchase where I felt she did not represent us better than a Redfin agent and put no effort to represent us at any step of the process. Beware.read more
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    21:23 24 Jun 20
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    18:56 24 Jun 20
    Hands down, Johnine Larsen and team are the best realtors I've ever worked with. I've never met a realtor so knowledgeable about the process, the market, and skilled at helping clients manage the stressful feelings that come up during such an important life event. We have worked with Johnine... through several transactions and felt she was an excellent advocate for us, extremely responsive and supportive, steered us in the right direction (including away from houses that weren't right for us!), helped us understand so many important things to be aware of when buying a home, and negotiated the best deal for us every time. On top of that, she's very real and authentic - we always knew she was telling us her true opinion and thoughts, and is an amazing, warm and caring person, which is all so important when you are spending so much time together!read more
    Virginia Bunker
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    14:08 14 Feb 20
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    linda wright
    linda wright
    00:45 04 Dec 19
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    Paddy Lazar
    Paddy Lazar
    23:42 03 Dec 19
    I was lucky enough to work with Johnine and her very competent team to sell my home. I have to tell you how easy the entire process was. On her wise suggestion I had my home inspected, as there actually were a number of maintenance items that came up in that inspection and she even arranged to have... all of the repairs completed in a very short time. The only thing I had to do was to let the repair folks in. Then, to my surprise, Johnine , had all the windows and the whole house cleaned before listing it. She then had the house beautifully staged and had the yard cleaned up with even a little landscaping thrown in. The house sold within the week for OVER full price!Everyone I dealt with was always kind, helpful and professional, their communication was exemplary all through the process. I’ve decided to rent for a while but you can be assured that it will be Johnine and her team that I will go back to when ready to purchase a new house. I have sung her praises to all that I know.read more
    soumak ghosh
    soumak ghosh
    00:00 14 Nov 19
    They were representing the seller, and I was the buyer. Very limited communication from the agents. Waited days for a response for any email/text. I would eventually get an answer after multiple follow-ups. Almost cost us the deal.[Update]I have seen all the text/conversations of my agent with... your agency. Regarding the oil tank decommissioning, according to the contract, the tank was to be decommissioned 5 days before closing. When asked about so, 5 days before closing ( for which I have seen the text/email conversations of), you gave my agent very little to no information about it and even said it was on schedule. It was only after my agent called the oil tank decommissioning company herself that we got to know that it was not even scheduled 2 days before closing.Any buyer who was not as intended to buy the property as I was; could have walked away due to breach of contract. We got the final documentation 2 hours before the closing deadline. It was only after I wrote the review that your agents became responsive.read more
    Sarah Donaldson
    Sarah Donaldson
    18:44 18 Jul 19
    Darcie was such a joy to work with. She felt like family during the sale of our house and the search for our new home. We may have found our forever home, but if we ever need a Realtor in future, Darcie from Real Estate Gals will be our first call.
    Brian Heagler
    Brian Heagler
    16:55 02 Jun 19
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    Anne Slater
    Anne Slater
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    22:21 19 May 19
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    Beth Guerra
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    01:14 18 May 19
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